PROBankPersonal BankingLoansConsumer Lending
Consumer Lending

SETTING PARTNERSHIP STANDARDS

Consumer Lending

Personal Loan
Purpose: Covering your personal needs.
Interest Rate: Floating, currently at 15.35%.
Duration: From 6 to 60 months.


Advantages:

  • Repayment by one, two or three monthly loan installments, that are adjusted according to the loan amount and duration.
  • Automatic repayment of monthly installments via standing order from the deposit account kept in the Bank.
  • Early repayment at no additional cost.
Home Equity Loan
Purpose: Home equity loan using the value of your property as collateral and acquire a lower interest rate, financing personal/consumer needs or transferring other obligations from loans or credit cards, from other banks.
Interest Rate: floating depending on your credit profile.
Duration: up to 360 months.
Amount: from € 10,000 up to € 200,000
 

Advantages:

  • Repayment by fixed, monthly loan installments, that are adjusted according to the loan amount and duration.
  • Automatic repayment of monthly installments via standing order from the deposit account kept in the Bank.
  • Early repayment at no additional cost.
  • Monthly statement.
  • PROBANK Visa with FREE annual fees for ever, without any other expense.
Personal Loan "Home"
Purpose: Provides a supplement to your mortgage for the cover of your personal needs.
Interest Rate: floating, currently at 14.35%.
Duration: From 6 to 60 months.


Advantages:

  • Repayment by one, two or three monthly loan installments, that are adjusted according to the loan amount and duration.
  • Automatic repayment of monthly installments via standing order from the deposit account kept in the Bank.
  • Early repayment at no additional cost.
Revolving Loan-Proπίστωση

The advantage of having the security of up to €5,000 available, and ready for instant withdrawals on a 24hour basis interest free unless a withdrawal is made. 

How it works : Private, public employees or pensioners may apply for a maximum of €5,000 (up to 3 salaries) and upon approval, the respective amount is credited to your account offering you a 24hour access through your ATM cash card for immediate withdrawals according to the card’s daily limit.

You do not pay any interest on the approved amount unless you proceed with a withdrawal. Should you withdraw, interest is charged only for the withdrawn amount at a very competitive rate of 15.35%.

Should you keep the repayments schedule paying the minimum monthly due amount, promptly, on a yearly basis, then PROBANK reduces your interest rate by 7% (on an annual percentage basis of calculation) and for the next 10 years.

Fees of €60 are charged only once and for the whole duration of the client relationship with PROBANK, at the time of the first withdrawal.

You repay any amount you wish with a minimum level of repayment on a monthly basis.

The sum you repay becomes immediately available for a new withdrawal.

Advantages:

  • Repayment by fixed, monthly loan installments, that are adjusted according to the loan amount and duration.
  • Automatic repayment of monthly installments via standing order from the deposit account kept in the Bank.
  • Early repayment at no additional cost.
  • Monthly statement.
PRO Auto
Purpose: For the purchase of a vehicle of a value up to € 25,000.
Interest Rate: floating , currently at 14.35%.
Duration: From 6 to 60 months.


Advantages:

  • Repayment by fixed, monthly loan installments, that are adjusted according to the loan amount and duration.
  • Automatic repayment of one, two or three monthly installments via standing order from the deposit account kept in the Bank.
  • Early repayment at no additional cost.
  • Monthly statement.
Student Loan
Purpose: To cover needs derived from your forthcoming, or current, student activities such as tuition /fees/relocation expenses e.t.c.
Interest Rate: floating , currently at 13.35%.
Duration: From 6 to 60 months.


Advantages:

  • Repayment by one, two or three monthly installments, that are adjusted according to the loan amount and duration.
  • Automatic repayment of monthly installments via standing order from the deposit account kept in the Bank.
  • Early repayment at no additional cost.
  • Monthly statement.